Credit for Every Chapter of Your Life.
Marriage, home appliances, a vehicle or a difficult month. MSCB has a loan designed for real life.
PERSONAL LOANS AT A GLANCE
Interest rate
per annum
Tenure
flexible
Max amount
up to
Processing
of loan amount
- Local branch support
- Clear terms
- Relationship-based service
- Simple application
Serving Since
Branches
Class I
Super Grade
NCDC Award
Find the Right Loan
Pick the loan that matches what you need it for.
Consumer Loan
Buy what your household needs.
[Rate]%
Home Appliances Loan
Upgrade your home in easy instalments.
[Rate]%
Vehicle Loan
Finance a new ride.
[Rate]%
Mortgage for Marriage Loan
Fund wedding expenses.
[Rate]%
Mangalya Soothra Loan
Support for marriage-related needs.
[Rate]%
CMS Helping Hand Loan
Help when you need it most.
[Rate]%
Personal Loan Rates
Rates and terms are confirmed by the bank for each loan.
Covid-19 Interest Free Surety Loan
[Confirm if this scheme is still active]
| Loan | Tenure | Rate |
|---|---|---|
| Consumer Loan | [Tenure] | [Rate]% |
| Home Appliances Loan | [Tenure] | [Rate]% |
| Vehicle Loan | [Tenure] | [Rate]% |
| Mortgage for Marriage | [Tenure] | [Rate]% |
| Mangalya Soothra | [Tenure] | [Rate]% |
| CMS Helping Hand | [Tenure] | [Rate]% |
Rates are subject to change.
Eligibility & Documents
Who can apply
- [Farmer / land criteria]
- [Membership requirement]
Documents needed
- ID proof
- Address proof
- [Other documents]
Loan EMI Calculator
Estimate your monthly commitment before you walk in.
Adjust Your Parameters
Your Monthly EMI
₹9,680
Total interest
₹48,486
Total payable
₹3,48,486
From Enquiry to Funds
STEP 01
Choose Your Loan
Pick the loan that fits your need.
STEP 02
Submit Documents
ID, address proof and loan-specific papers.
STEP 03
Quick Review
Our team reviews your application.
STEP 04
Receive Funds
Credited to your account or paid at the branch.
We Are With You Every Step.
Makkaraparamba Service Co-operative Bank — Your Bank. Your Community. Your Growth.
Banking built around you, since 1952.
Frequently Asked Questions
How can I open an account with MSCB?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What gold loan options does MSCB offer?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What are the current Fixed Deposit interest rates?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What is MSCB Smart Book?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
Where are MSCB branches located?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What documents are required for a loan?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.