A Bank Built on Trust & Service
Serving families, farmers and businesses across Malappuram since 1952 — a cooperative institution built by the community, for the community.
Seven Decades of Community Banking
Makkaraparamba Service Co-operative Bank Ltd. began as a producers cum consumers Co-operative Society in 1952. Reformed in 1956 and re-registered in 1966 through the amalgamation of two local societies, it grew into the full-service community institution it is today.
Headquartered in Perinthalmanna Taluk, Malappuram District, Kerala, the bank modernised fully — rolling out Core Banking, Mobile Banking, SMS Banking, NEFT/RTGS/IMPS and more, without ever losing sight of its cooperative roots.
1952
Founded
1966
Re-registered
2014
NCDC Award
Class I
Founded
ISO
Certified Bank
Recognised for Service Excellence
NCDC National Award 2014
Awarded by the Government of India for co-operative excellence in PACS — a recognition of our outstanding service to rural communities.
Best Performance Award
Recognised multiple times by the Kerala State Co-operative Department for financial performance and member service excellence.
Pioneer: Children's Savings
First service co-operative bank in Kerala to introduce a dedicated children’s savings scheme, nurturing financial habits from a young age.
- ISO Certified
- Class I Super Grade
- Audit Classification 'A'
The People Behind MSCB

SAYED ABU THANGAL
President
“For over seven decades, our bank has stood as a pillar of trust for the families, farmers, and businesses of Makkaraparamba. We remain committed to bringing modern banking to every household in our community, while upholding the cooperative values that have guided us since 1952.”

Suresh Menon
Secretary
“Our journey from a modest producers society to a fully modernised cooperative bank is a testament to the collective strength of our members. We continue to invest in technology and people to ensure every customer receives the service they deserve.”
Board of Directors & Management
SAYED ABU THANGAL
Director
ANISH KANAKKAYIL
Director
ABDUL RASHEED K
Director
ASHRAF P
Director
HARIS KP
Treasurer
UMMER MP
Director
M. ABDUL GAFOOR
Director
GIREESH BABU P
Director
DEVADASEN
Director
FASEELATH K
Director
SABNA.P
Treasurer
SHAHARBANU.V
Director
- ISO Certified Operations Team
Professional Banking, Human Values.
Our staff are trained professionals who bring both technical expertise and a genuine care for every customer. We combine modern technology with the warmth of a community institution — because at MSCB, you’re a member, not just a number.
- Core Banking & Mobile Banking platform
- NEFT / RTGS / IMPS enabled
- SMS alerts & digital statements
- Dedicated agriculture & MSME desks
Download
Our Highlights & Performance Review
A summary of our latest achievements, financials and community milestones.
Get in Touch
Talk to Us About Anything
Call, WhatsApp or send an enquiry — our team is ready to help you.
Frequently Asked Questions
How can I open an account with MSCB?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What gold loan options does MSCB offer?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What are the current Fixed Deposit interest rates?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What is MSCB Smart Book?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
Where are MSCB branches located?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What documents are required for a loan?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.