7%
per annum
7 days
Instant Gold Loan
Fast funds for urgent needs.
Need Funds? Your Gold Can Help.
Safe custody, transparent per-gram valuation and a choice of loans for every need, from a bank that has been your neighbour since 1952.
GOLD LOAN AT A GLANCE
Interest Rate
per annum
From
0
%
Tenure
flexible
0
days – 1 yr
Max amount
up to
₹
0
Lakh
LTV
of loan amount
0.
0
%
- Safe gold custody
- Transparent valuation
- Quick disbursement
- Choice of tenures
Serving Since
0
+
Branches
0
Class I
Super Grade
NCDC Award
0
A Gold Loan for Every Situation
Pick the term that suits you. The longer the period, the higher the rate.
7%
per annum
15 days
Emergency Gold Loan
Priority for medical and family emergencies.
8.5%
per annum
1 month
Star Gold Loan
Lower-rate short-term loan.
10%
per annum
3 months
Special Gold Loan
Longer term for larger needs.
11%
per annum
6 months
Gold Loan
Regular loan for planned expenses.
11%
per annum
1 year
Yearly Gold Loan
Longest term, comfortable repayment.
Gold Loan Rates
Rates depend on the loan type and period. Visit your nearest
branch to confirm today’s rate.
Cash Credit / Overdraft on Gold Pledge
A flexible credit line against your pledged gold. Rate: [Rate]%
Rates are subject to change.
Eligibility & Documents
Who can apply
- [Eligibility criteria]
- [Membership requirement]
Documents needed
- ID proof
- Address proof
- [Other documents]
Gold Loan Calculator
Estimate your interest before you walk in.
Adjust Your Parameters
₹
%
months
Estimated Interest
₹5,000
Principal
₹1,00,000
Total payable
₹1,05,000
From Enquiry to Funds
STEP 01
Choose Your Loan
Pick the loan that fits your need.
STEP 02
Submit Documents
ID, address proof and loan-specific papers.
STEP 03
Quick Review
Our team reviews your application.
STEP 04
Receive Funds
Credited to your account or paid at the branch.
We Are With You Every Step.
Makkaraparamba Service Co-operative Bank — Your Bank. Your Community. Your Growth.
Banking built around you, since 1952.
Frequently Asked Questions
How can I open an account with MSCB?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What gold loan options does MSCB offer?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What are the current Fixed Deposit interest rates?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What is MSCB Smart Book?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
Where are MSCB branches located?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What documents are required for a loan?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.