6%
per annum
Tenure
15 – 45 days
Make Your Savings Work Smarter.
Structured savings with rates by tenure, from a Class I Super Grade cooperative bank.Loans built around crop cycles, dairy and farm income, from a bank that has served Malappuram’s farming families for over seven decades.
FIXED DEPOSIT AT A GLANCE
Interest Rate
per annum
From
0
%
Tenure
flexible
From
0
days
Highest rate
up to
0
.25 %
Min deposit
of loan amount
[Amount]
0
- Safe gold custody
- Transparent valuation
- Quick disbursement
- Choice of tenures
Serving Since
0
+
Branches
0
Class I
Super Grade
NCDC Award
0
A Deposit for Every Timeline
The longer you deposit, the higher the rate, up to 8.25% p.a.
6.75%
per annum
Tenure
46 – 90 days
7.25%
per annum
Tenure
91 – 179 days
7.75%
per annum
Tenure
180 – 364 days
8.25%
per annum
Tenure
12 – 24 months
8%
per annum
Tenure
Above 24 months
Fixed Deposit Rates
Rates are managed by the bank. Visit your nearest branch to confirm today’s rate.
S.B for Children
Rate: [Rate]%. Group Deposit & Credit Scheme: [details to be confirmed]
| Product | Tenure | Rate |
|---|---|---|
| Fixed Deposit | 15 – 45 days | 6% |
| Fixed Deposit | 46 – 90 days | 6.75% |
| Fixed Deposit | 91 – 179 days | 7.25% |
| Fixed Deposit | 180 – 364 days | 7.75% |
| Fixed Deposit | 12 – 24 months | 8.25% |
| Fixed Deposit | Above 24 months | 8% |
Rates are subject to change.
Eligibility & Documents
Who can apply
- [Farmer / land criteria]
- [Minimum deposit]
Documents needed
- ID proof
- Address proof
- Passport-size photos
FD Maturity Calculator
Estimate your maturity amount before you deposit.
Adjust Your Parameters
₹
Min ₹1,000
Max ₹5,00,00,000
%
Min 6%
Max 8.25%
months
Min 1 mo
Max 60 mo
Estimated Maturity
₹1,07,450
Interest earned
₹7,450
Principal
₹1,00,000
From Enquiry to Funds
STEP 01
Choose Your Loan
Pick the loan that fits your need.
STEP 02
Submit Documents
ID, address proof and loan-specific papers.
STEP 03
Quick Review
Our team reviews your application.
STEP 04
Receive Funds
Credited to your account or paid at the branch.
We Are With You Every Step.
Makkaraparamba Service Co-operative Bank — Your Bank. Your Community. Your Growth.
Banking built around you, since 1952.
Frequently Asked Questions
How can I open an account with MSCB?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What gold loan options does MSCB offer?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What are the current Fixed Deposit interest rates?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What is MSCB Smart Book?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
Where are MSCB branches located?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What documents are required for a loan?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.