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Your Bank · Your Community · Your Growth
Banking Built Around You.
Trusted banking solutions for individuals, families, farmers, entrepreneurs and our community — combining long-standing local legacy with modern financial confidence.
Personal Loan
Fixed Deposit
Personal Loan
Personal Loan
More Than Banking. A Community Relationship.
★★★★★
Trusted by thousands of members
For generations, Makkaraparamba Service Co-operative Bank has been part of the financial fabric of its community. From supporting agriculture and local businesses to helping families manage their financial needs, our purpose goes beyond transactions.
The Legasy
Serving the community since 1952
Promoted
Promoted to Service Co-operative Bank in 1964
Award
NCDC Best Cooperative Bank Award — 2014
Grade
Class I Super Grade institution
How Can We Help You Today?
Our team is here to guide you through every financial decision. Whether you need a loan, want to open a deposit or explore digital banking — we are ready to help.
How Can We Help You Today?
Gold Loan, Personal Loan, Housing Loan, Agricultural Loan, Business Loan
I Want to Save & Invest
Savings, Fixed Deposit, Recurring / Other, Deposit Products
Featured Products
Banking Solutions for Every Need — from loans to deposits to digital banking.
Loan EMI Calculator
Use our loan calculator to get an estimate of your repayment amount. For exact rates and terms, please visit your nearest MSCB branch or contact us directly.
Interest rates are subject to change. The calculator provides an approximate estimate only.
₹
Please enter an amount
1000 to 1,00,000
→
%
Interest Amount
₹0
Total Amount
₹0
- GOLD LOAN
₹12,250
/ gram
Turn your gold into instant funds — no long waits, no hidden terms.
Interest from just
2 paise/day
per ₹100
- 10 flexible gold loan schemes
- Cash credit facility available
- Fast processing at any branch
Beyond Banking.
Built on Relationships.
Beyond financial services, MSCB has been a pillar of social development in Malappuram — from ambulances to medical labs, career coaching to agricultural support. We invest in people, not just accounts.
Ambulance Service
Two dedicated ambulances for emergency community transport.
Neethi Medical Lab
Full diagnostic health checkups at subsidised rates for members.
Kudumbasree Microfinance
Empowering women through Self Help Group microfinance.
Career Guidance
Free coaching and career counselling for local students.
Agricultural Support
Free seedlings and seed kits to protect Kerala's green legacy.
Education Infrastructure
School gates and gardens built for GHS and GLPS communities.
Achievements & Credibility
Proud of What We Have Built Together
Decades of service, trust and financial responsibility have shaped our journey with the communities we serve.
AWARDS
The People Behind
Dedicated leaders with decades of cooperative banking expertise — championing transparency, community trust, and financial inclusion for every member.
PRESIDENT
Trusted by Our Members
★★★★★
"MSCB's agricultural gold loan helped me through a difficult season. The process was simple and the staff were very supportive. I have been a member for over 15 years."
Suresh Kumar
Farmer, Melakkaparamba
★★★★★
The service was quick, transparent and very easy to understand. The team guided me throughout the process.
Anil Raj
Business Owner
★★★★★
A reliable banking experience with friendly staff and solutions that genuinely helped our family.
Priya Menon
Customer
Compare our loan and deposit rates in minutes
Branch Details
Main Branch
Makkaraparamba, Malappuram
Address
MSCB Building, Makkaraparamba P.O., Malappuram, Kerala 676501
PHONE
+91 94470 12345
Working Hours
Mon–Sat: 9:30 AM – 4:30 PM
Branch Leadership
President
P K Syed Abu Tangal
Secretary
Muhammed Musthafa
- Branch Network
Find Your Nearest Branch
Connect with MSCB at a branch near you.
Get a Loan Adviser
Not sure which loan or deposit product is right for you? Our dedicated advisers are available at all 6 branches to guide you through every option tailored to your needs.
- 0483-2710 xxx
- Mon–Sat: 9:30 AM – 4:00 PM
- 6 Branches — Malappuram District
Make an Enquiry Today
Ready to apply or want more information? Fill in your details and our team will contact you promptly.
What's Happening at MSCB
Frequently Asked Questions
How can I open an account with MSCB?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What gold loan options does MSCB offer?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What are the current Fixed Deposit interest rates?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What is MSCB Smart Book?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
Where are MSCB branches located?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What documents are required for a loan?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.