Grow More with the Right Credit.
Loans built around crop cycles, dairy and farm income, from a bank that has served Malappuram’s farming families for over seven decades.
GOLD LOAN AT A GLANCE
Interest Rate
per annum
Tenure
flexible
Max amount
up to
LTV
of loan amount
- Safe gold custody
- Transparent valuation
- Quick disbursement
- Choice of tenures
Serving Since
Branches
Class I
Super Grade
NCDC Award
Credit That Follows Your Harvest
Finance for crops, dairy and farm assets, with options for every season.
Kisan Credit Card (KCC)
Flexible credit for day-to-day farm needs.
0% up to ₹3 lakh · 7% above
Agricultural Gold Loan
Quick funds against gold for farm expenses.
1 year · 7%
Kisan Gold Loan
A lower-rate gold loan for farmers.
1 year · 7%
Agricultural Allied Gold Loan
Gold loan for allied farm activities.
1 year · [Rate]%
Dairy Farmers Loan
Support for dairy farming.
[Rate]%
Agricultural Mortgage Loan
Larger, longer-term farm finance.
[Rate]%
More:
Agricultural Loan Rates
Rates depend on the loan and the limit. Visit your nearest branch to confirm today’s rate.
Kisan Credit Card
0% interest up to ₹3,00,000. 7% above ₹3 lakh.
| Loan | Period / Limit | Rate |
|---|---|---|
| Kisan Credit Card | Up to ₹3,00,000 | 0% |
| Kisan Credit Card | Above ₹3 lakh | 7% |
| Agricultural Gold Loan | 1 year | 7% |
| Kisan Gold Loan | 1 year | 7% |
| Agri Allied Gold Loan | 1 year | [Rate]% |
| Dairy Farmers Loan | [Period] | [Rate]% |
Rates are subject to change.
Eligibility & Documents
Who can apply
- [Farmer / land criteria]
- [Membership requirement]
Documents needed
- ID proof
- Address proof
- [Loan-specific documents]
Loan EMI Calculator
Estimate your interest before you walk in.
Adjust Your Parameters
Your Monthly EMI
₹9,680
Total interest
₹48,486
Total payable
₹3,48,486
From Enquiry to Funds
STEP 01
Choose Your Loan
Pick the loan that fits your need.
STEP 02
Submit Documents
ID, address proof and loan-specific papers.
STEP 03
Quick Review
Our team reviews your application.
STEP 04
Receive Funds
Credited to your account or paid at the branch.
We Are With You Every Step.
Makkaraparamba Service Co-operative Bank — Your Bank. Your Community. Your Growth.
Banking built around you, since 1952.
Frequently Asked Questions
How can I open an account with MSCB?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What gold loan options does MSCB offer?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What are the current Fixed Deposit interest rates?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What is MSCB Smart Book?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
Where are MSCB branches located?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.
What documents are required for a loan?
Visit any of our 6 branches with a valid ID proof, address proof and passport photos. Our staff will guide you through the process.